How To Buy A House
If you want to buy a home, but don’t know the first step, you’re not alone.
Stick with us because we’re breaking it down into 5 simple, easy to understand steps.
Step 1: The Finances
Look, it’s no secret that houses aren’t cheap…BUT thanks to financing, you’re able to pay it off over time.
What you do want to figure out is how much you have for a Down Payment.
(If you’re already saving, Step 2 will have more tools for you!)
If you’re not currently saving for a down payment, it’s not too late to start!
We recommend talking with a financial advisor.
Contact Us to get you connected, and receive a free, customizable ‘Savings Plan’ specific for your needs ($200 value).
Step 2: Get Pre Approved
Now, before you can start looking for your dream home, you need to know…how much home can I afford?
This is called ‘Pre-Approval.’ It’s just an official document, from a mortgage professional, saying ‘you can afford a home for $$$ amount’
(Pro Tip: Use our Home-Buyer Calculator to get an idea of how much home you can afford right now!)
Getting your Pre-Approval doesn’t have to be stressful! Contact us and get connect with an experience mortgage professional.
Step 3: Finding The Home
Now, with your pre-approval in hand, you can start searching for the home of your dreams!
(This is when a good Real Estate Agent can be crucial!)
Looking for a pool? Big yard? Good schools? The right agent will account for the needs important to you, and show you homes within your budget.
Once you find few you like, have your real estate agent schedule showings, and see them in person!
💡We can put you in touch with experienced real estate agents to guide you through the process!
Step 4: Making An Offer
Once you’ve found the perfect home, it’s time to make an offer!
Keep in mind, there might be other interested buyers, but an experienced real estate agent can help you make a competitive offer, within your budget.
(Pro Tip: Homes don’t stay on the market forever. If you buy today, you can always refinance in the future!)
If your offer is accepted, that’s great, you’re almost there!
Offers can also be countered or declined. In either case, no need to worry, your real estate agent will guide you through the next steps!
Step 5: Closing The Deal
Your offer has been accepted and you are on your way to becoming a Homeowner!
Before closing the deal, your realtor will walk you through the next steps. This often includes an inspection to make sure your home is safe and ready to go.
At this step, your mortgage officer will be hard at work making sure the finances are in order, and setting up to get your loan approved.
Finally, once your hard working team has everything they need, it’s time to make it official. Sign those documents and just like that, the home is yours!
Why Us?
At CA Home Helper, we want to make the Home-Buying process simple!
That’s why we’ve created a platform offering free tools and resources to help you make confident, informed decisions.
Buying a home doesn’t need to be stressful.
We can connect you with everyone you need throughout the process. From Mortgage Professionals to Real Estate Agents, and even Financial Advisors.
We’ve got you covered. Contact Us to get started today!